What to Do if You're Racially Profiled While Banking
It should be a simple transaction: Walk into a bank, endorse a check and put it into your account. But if you're Black, sometimes it's far from simple. Black customers can end up being profiled by bank employees. Some customers' experiences range from simply being unable to deposit a check to facing police called by the bank to ending up in jail falsely accused of fraud, according to media reports. -- In 2010, when Ikenna Njoku of Auburn, Washington, went to a Chase branch in an attempt to cash a tax-refund check of about $8,500 -- a check issued by Chase -- not only was he stymied, but he also was accused of fraud and jailed over a weekend before police got word from the bank that it was a mistake, KING-TV reported. Stacy Kika, an assistant vice president of corporate communications at Wells Fargo, did not state how many forms of ID are required to deposit a check, and no information was found on the bank's website, but says a customer "must meet all requirements of identification and verification, and the check must be endorsed correctly. Our policies and procedures are specific to the type of check and amount and are designed to protect our customers and their accounts."